Reports that talk straight
Monthly breakdowns, income versus spending, and balances projected months ahead.
The cash-flow calendar for Kiwi households
Fast-forward your finances.
Add your pay and bills once. PennyPal plays them forward on a calendar, so you can see your balance on any day — weeks or months from now.
Your money, on a calendar
Every day shows what you'll have.
Pay and bills land on the day they happen, and each day carries your projected balance. Spot a tight week long before you get there.
Heads up — Thursday the 15th gets tight. You'll have $311 before payday.
October 2026
31 OCT
$2,799
SunMonTueWedThuFriSat
SMTWTFS
Thursday 15
BALANCE$311
−$480Car loan↻
COMING UP
+$2,526Salary · Fri 16↻
−$220Groceries · Sat 17
+$2,526SalaryMoney coming in
−$650RentMoney going out
↔−$300to SavingsMoving money between your accounts
↻Repeats on its own
Recurring pay & bills
Celebrate every payday.
Add your pay once — weekly, fortnightly or monthly — and every future payday lands on your calendar by itself. Rent, power and the rest work the same way.
Salary
Every second Friday
IN$2,526
Rent
Every Wednesday
OUT$650
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